Livingston · First-Time Buyers
First-Time Buyers in Livingston, TN: Every Step Explained
Every step explained before it happens, and a price check before you offer.
Your first home in Livingston
A lot of the first-time buyers I work with in Livingston are around 30, with a steady job and some savings, and no experience buying a home. If that's you, "I don't even know what questions to ask" is a completely normal place to start.
How I help
I explain every step before it happens and answer every question. And because I'm also a licensed Certified Residential Appraiser, I tell you whether a home is priced right before you offer, so you don't get taken advantage of.
Step by step
- A first conversation about what you want and can spend.
- Pre-approval with a lender, and a buyer representation agreement with me before the first showing.
- Tours, with a price check on every home.
- Your offer, with earnest money of about 1%, held by the closing attorney.
- A 10-day inspection period, the appraisal, and closing.
More: first-time buyers and how I help buyers. Message me to start.
Frequently Asked Questions
How much do I need to buy my first home in Livingston?
It depends on your loan. A lender will tell you your down payment and closing costs. Earnest money here is typically about 1% of the price.
Can I buy a home with land as my first home?
Many first-time buyers here do. We'll make sure the price makes sense for the land.
Livingston
What first-time buyers looks like in Livingston
Livingston is the county seat of Overton County and my home base, and most homes sit on large lots or acreage.
Livingston is the county seat of Overton County and my home base, and most homes sit on large lots or acreage.
- The homes
- Homes on large lots or acreage. Most sell for $250,000 to $450,000.
- Why people choose it
- Move-up sellers, and first-time buyers around 30 buying their first home.
- Getting around
- Highway 111 is the main road into Overton County. Cookeville is about a 25-minute drive.
- Nearby
- Dale Hollow Lake, Cummins Falls, Standing Stone State Park, and Burgess Falls.
First-Time Buyers: keep exploring
Ready to make your move with Bridget Salazar, OC Homegirl?